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Can You Actually Afford that? Changing Your Spending Mindset.

Spending money just might be one of America’s favorite past times. Huge marketing departments get us with catchy, guilt-laden ads, influencers want you to live …

"The Ultimate Beginner's Guide to Frugal Living" overlaid on a photo a woman putting coins into a white piggy bank on a table.

How to Be Frugal – The Ultimate Beginner’s Guide to Frugal Living

I’ve been writing about how to be frugal for a long time and I’ve learned a thing or two along the way. Frugal living looks different for everyone as each situation is unique! So whether you’re new to frugal living or have been living a frugal lifestyle for years now, this guide on how to be frugal is for you!

"$1000 savings challenge" overlayed on white rectangles on top of a photograph of a person's hands holding a phone in the left open to the calculator app and cash in the right fanned out.

$1000 Savings Challenge – Kick Start Your Savings

New year, new you, new finances? Kick start your financial goals with this $1000 Savings Challenge! I’ve suggested several different savings goals if you want to up the ante. This $1000 savings challenge is a great way to establish an emergency fund if you don’t have one. Or maybe you’re looking to start a sinking fund for a future trip or addition to the family. Whatever the case, let’s get started saving money!

How to Lower Your Cost of Living on white rectangles overlaid on two hands hold an iPhone open to the calculator app and multiple dollar bills in the other hand.

How to Lower Your Cost of Living & Save Money Right Now

The 2020s have already proven to be years of financial struggle for many. With inflation at 7.7% and mortgage interest rates at 7.63% currently, it’s not hard to see why so many of us are feeling the squeeze of tighter budgets and increased debt. I’ve looked at dozens of blog posts, articles, YouTube videos, TikToks, and more for what we can do right now to make a measurable impact on our finances. And honestly? I found a lot of the content only capturing the low hanging fruit (i.e. stop eating out, buy cheaper stuff, look for better bargains). But is that really going to help you lower your cost of living and start saving money right now?

The answer: probably not – unless you eat out for every single meal or have a luxury goods habit. My goals is to show you what I would personally do (and have done) to lower your cost of living. I have loads of posts on how to save money and be frugal and I’ll link those throughout this post – but think of those as extra credit 🙂

Zero Waste Swaps That Will Save You Money

Reducing your waste is also a great way to save money. Part of our frugal minimalism journey includes being low waste (and just buying less in the first place). Some of the zero waste “swaps” that we’ve made over the last few years have proven to save us money. But there are also some that cost the same or a little bit more. Oh, and before I forget… my favorite zero waste swaps are the FREE ones! Yes, by using things you already own, not only can you reduce your waste but also save money at the same time.

7 Reasons Why Minimalism Saves Money

ove. While the tangible letting go of items is fantastic (and I highly recommend decluttering!), minimalism can do good in your life in more ways than one. Minimalism saves money.

How to Save Money on Groceries in 2023 (and beyond!)

We could all use some tips to help us really save money on groceries in 2022!
With inflation at 6.2% at the end of 2021, it’s no wonder that we are all starting to see the effects of inflation. Outside of vehicles, gas, and homes, grocery products such as meat have risen nearly 6% in price in the last year. Companies have also started making packages of our favorite grocery items smaller but kept the price the same (shrinkflation). With prices going up in the grocery store, it’s time that we get into some tips on how to save money on groceries!

How to Stop Lifestyle Inflation – Simple Living

Lifestyle inflation is a huge drain on finances. Lifestyle inflation occurs when your income goes up, so does your spending. At first, it appears very justifiable! Fighting lifestyle inflation is tough. In a culture that says “treat yo self!” in just about every situation, here are a few tools to arm yourself with so you don’t give in to lifestyle inflation.

How to Make Your Clothing Last Longer

How to Make Clothing Last Longer

In January of this year, I embarked on a 100 day challenge of wearing the same dress every single day. It was a decision I made because I craved more simplicity in my wardrobe and less wondering if things still fit or looked good. This dress made me realize that my happiness with a smaller, more basic wardrobe is greater than when I owned hundreds of clothing items. And because I’m wearing the same dress everyday, a light gray dress even, I’ve learned how to take better care of my garments. Today I’m sharing how to make clothing last longer!

When we make our clothing last longer, we not only want fewer things in our wardrobe, we also have less need to replace items that wear out quickly (I see you there fast fashion). Taking good care of clothing in my capsule wardrobe has made me value quality materials over cheap “disposable” clothing.

There are loads of ways to take of your clothes, so these are just a few of the things that we do to make sure our clothing lasts longer before replacing it or buying anything new.

Last Minute Valentine's Day Gift Ideas They'll Love - Find gifts with a minimalist twist

Last Minute Valentine’s Day Gifts They’ll Love

I’ll go ahead and spoil this one… This amazing gift idea list isn’t full of links to click to order things with free two day shipping. Everything on this Valentine’s day gift ideas list is FREE and takes very little time to prepare. You’re welcome. When did Valentine’s become a second Christmas (and Easter a third)? Cut the consumerist crap that tells you that your love one won’t feel special without this expensive gift that will eventually end up in the donate pile.