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How to Get Your Budget Back on Track
I hate the feeling of transferring money out of savings to cover our spending for the month. It sucks. How do you get your budget back on track after over spending? How do you get your spending to stop sucking money out of your account faster than you can earn it? You whip your budget back into shape! You get real with yourself about your spending habits and make real, lasting changes.
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How We Drastically Reduced Our Expenses to Live on One Income
Happy Tuesday everyone! Last month I wrote a guest post for a fellow blogging friend at My Way of Viewing. I posted it on my Facebook page but I’m not sure all of my new followers have seen it! In 2018, D and I decided it would be most advantageous for me to stay home with Little Guy while he continued to work full time. It took a lot of thought and preparation to do this. I made a list of how we reduce expenses so that I can stay home full time. I hope you enjoy it! Cut the Cable We cut the cable cord before it was cool…
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Planning for the Worst: Job Loss & Financial Security
What would happen if you lost your job tomorrow? Would you panic because you have nothing reserved in your bank accounts? Or would you stress a little and then relax because you’ve thought about this? In light of the recent government shutdown in the US that is creeping to the one month mark, it has us thinking about our financial security.Thousands of federal employees are not getting a paycheck and more are working… but not getting paid. D and I were at risk a few and almost lost our jobs. Working for the same company has its benefits and drawbacks. Both of the locations we worked at were on the…
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How to Spend Less Than $50 on Groceries a Month
Spending less than $50 on groceries a month seems like a ridiculous and daunting goal to achieve. I’m here to tell you that it CAN be done! I will break down the rules that we follow during our $50 on grocery months and help you save BIG! If you were a follower of Hello Brownlow in July 2018, you’ll remember that was our first $50 grocery challenge. Now that I am a stay at home mom (SAHM) for the first time, our budget is shrinking again. I love staying home with Little Guy and have found a new love for making everything from scratch. With a smaller budget, that urge…
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20 Life Hacks to be More Frugal Today
We could all stand to save a little money, right? Sometimes we feel like our spending is out of control and we just need a simple way to rein it back in. Frugality doesn’t mean living with nothing – it simply means that you are wisely using what you have readily available to you and consuming less. In other words – simple living. D and I started living more simply about a year ago (which you can read more about in another one of my posts) and haven’t looked back since. Our life was made much easier when we weren’t shopping or eating out all the time. We just consumed…
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5 Tips to have a Successful No Spend Month
How to have a Successful No Spend Month A month of no spending sounds quite daunting, right? No eating out, no shopping, no going to the movies, no wine… It can be hard to picture a full month without those things. But when you buckle down, whether it be for financial reasons or you just want to simplify how you spend time with your family, it can make for an amazing month. D and I regularly do no spend months. The primary reason was to get our emergency fund fully funded. The second reason was because we were expecting a new baby in May of this year. He ended up…
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8 Tips to Save Money on Groceries
Our grocery budget seemed like it was getting out of control when we went vegan. It spiked from just $200 to almost $400. That’s when I pulled a couple of tricks I learned from my mother out of our money saving bag. Here are 8 tips to help save you money! Check your pantry. This should always be step one before you go shopping. You have no idea what could be lurking back there. It could be a gem or it could be rotten! We make sure that all of our canned food get rotated so that the earliest to expire is in the front.You also get to see what you use…
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7 Apps to Save You Money
7 apps that will save you money!
Save. Live. Be Minimal.
