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How Much Should I Spend This Christmas?
We’re all consumers here. And almost all of us get the instant gratification of spending money. We especially enjoy it when we purchase gifts for others. The thought of Oh, they’re going to love this! Runs through our minds at every purchase and makes us feel like a gift-giving superhero. But are you wondering how much you can afford to spend this Christmas?
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How to Budget for Christmas
The holidays are meant to be spent family and the ones you love. Not stressing out about how much you’ve spent on gifts for them. I am all too guilty of overspending during the holidays. If you’re like me, you need an easier way to stay on budget. This budgeting process is like magic. It’s quick AND it’s easy. While list-making and budgeting aren’t revolutionary processes, they will make your life simpler and stress-free. Plus, you’ll feel rewarded when you see your account balance and how much money you saved. That’s exactly why I love this budgeting system for the holidays.
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How to Prepare for a Busy Holiday Season
Labor Day marks the beginning of fall for most people. The heat may still be there, but let's face it: we're all ready for football, leggings, and pumpkin spiced everything. Football season blends into Halloween, Halloween into Thanksgiving, and before you realize it Christmas is here! Take a deep breath. I have a few things to help take the burden off of your shoulders!
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How to Live Well on One Income + 6 Tips to Make it Work
The decision to go from two incomes down to one income is HUGE. How to live well on one income is only one broad question in the greater scheme of things. Don't think that one day you'll just wake up and decide you're quitting your job. It is much, much more than that. Losing your job involuntarily is one thing - quitting is another. See how we did it.
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Save Money on Groceries Without Coupons
Couponer or not, most people look to save money on their monthly grocery bill. Next to our mortgage, the money we spend on groceries is the second biggest expense. Month after month, I struggle to get the total lower. But then I found a few hacks that brought it to a manageable, all-time low.
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Best Amazon Prime Day Deals 2019 for the Frugal
I love Amazon Prime! That's why Amazon's Prime Day is announced (July 15-16 2019) I plan ahead. But, shouldn't a money-saving-minimalist not purchase anything on Prime Day? The answer is yes and no. While there are great deals to be had on Amazon, there are a few things to keep in mind before you get too click-happy. Buyer's remorse can set in hard over the next few days. Plan carefully and you won't regret a thing!
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How to Get Your Budget Back on Track
I hate the feeling of transferring money out of savings to cover our spending for the month. It sucks. How do you get your budget back on track after over spending? How do you get your spending to stop sucking money out of your account faster than you can earn it? You whip your budget back into shape! You get real with yourself about your spending habits and make real, lasting changes.
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Garage Sale Tips and Tricks that Made Us Over $1000
Now is the perfect time to have a garage sale. We've tested many garage sale tips and tricks over the last few years and found a few that actually work! Of course, everyone's results will be different because everyone has different stuff to sell. Neighborhoods and weather also come into play, but we'll get to that later. If you're ready to take on a garage sale, let's do this!
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The 4 Principles of Frugal Living
We are frugal minimalists here at Hello Brownlow. So it's no surprise that I'm on a "frugal living kick" here lately. We had an influx of spending money (home renovations, medical bills, etc) and need to even our budget back out. A no spend month and buying less all together is a great way to keep spending in check. Frugality and minimalism intersect at this point: buy less. With buying less, you'll often find you are using the four main principles of frugal living: use it up, wear it out, make do, do without.
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15 Frugal Things to Do This Summer
Summer shouldn't cost an arm and a leg. There's no need to stress about finding the next thing to do with your family - I've got you covered! You'll find a list of my favorite frugal activities and their estimated costs. I've also included printables for the the kiddos so you can just print, get in the car, and go!
Save. Live. Be Minimal.
