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How to Complete Your Very First Spending Audit
In a world of excess, it pays off to take a hard look at your spending habits. Society tells us "Buy more and save!", but really, you'll save 100% if you don't buy that product at all. So what do you spend money on every month in this "buy-more" world? Are you spending more than you make? Can you think of any areas of excess spending you can trim back? All of these questions can be answered with a spending audit.
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2020 No Spend Year – Rules, Goals + January Review
For 2020, we decided that a no spend year would put us back on track to saving more money and consuming less. We of course have a few rules and understand that everyone's idea of a "no-spend" challenge is different.
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Cheap (or Free) Date Night Ideas
No matter how long you’ve been in your current relationship, I bet you’ve gone on a few (dozen… or hundred) dates with this person. Some have probably been super fancy and impressive. I’m here to tell you that not all dates can come straight from a Hallmark movie. When you’re on a budget or just don’t want to give into lifestyle inflation, cheap date night ideas are a must.
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What’s a Budget Date? Why You Need Them as a Couple
Making budgets is just so romantic. I love it when my husband talks those numbers to me. SAID NO WIFE EVER. But yet, we need to talk about money. It’s hard to talk about money when you can’t seem to find the time. Maybe your jobs or kids get in the way of real, deep conversation about your finances. Several years ago when we decided to go to one income, my husband had an idea: let’s go to dinner and talk about our finances in a lower-pressure environment. It was then the budget date was born.
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How We Never Fight About Money
Money. It’s the thing that buys us food, clothing, and shelter. Money can be a source of pride or even a source of discomfort. Money can be fought over. But not in our house. I’m about to explain how we never fight about money. We may argue about other things, but our bank account isn’t one of them.
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Best Frugal Living Tips for 2020 – Save Money this Year!
Your money mindset matters. That mindset determines how you spend your money. If you don’t think frugal living is possible, then you’ll never achieve savings success - because you don’t see that as a goal! Whatever the reason you want to get into frugal living, here are some practical frugal living tips that can help save you hundreds of dollars every month.
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How to Be Healthy on a Budget – Frugal, Healthy Living
Happy New Year! I'm so excited that it's 2020. It's the start of a new year, new decade, and a new you! If you're like me, you've set some great goals for yourself. One of mine is to be healthier this year. But can you be healthy on a budget? The answer is yes!
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How to Shop What You Already Own
Today friends, we are going to dive into something a little eco-friendly, a little minimal, and definitely frugal. We're talking about how to shop your own home! No, not online shopping. Shopping from your own belongings that you've already paid your hard earned money for. Things you may have forgotten about, but still have loads of life left.
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Things We Quit Buying to Save Money
Our family has embraced frugal living to not only save money, but to live more simply. We have made a list of things we no longer buy in order to save money and accomplish our financial goals. Like with any goal, a written list can help you stay on track. Here's the 24 things we no longer buy to save money.
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Frugal Christmas Ideas for Any Budget
Don't pull out your credit card for Christmas shopping just yet! I know it's a little early for all of these Christmas posts BUT I have good reasons to get your prepared for the holidays. If you want to have a more frugal Christmas this year, keep reading! Frugal living applies to all areas of our life: home, work, eating, our child, even the holidays and family events. Whether you have decided to live frugally all year, or just want to have a frugal Christmas (or just more budget friendly) you've made an awesome decision to read this post. I promise.
Save. Live. Be Minimal.
